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Comparison Chart

Features CustomAdvantage
Checking
SmartChoice
Free Checking
StudentChoice Checking Classic NOW Checking Super NOW Checking CustomPlus Checking
Review this comparison chart to find your best checking account option.
 Account Highlights A Free Checking Account that refunds other bank’s ATM surcharges if requirements are met1 A Free Checking Account with no minimum balance requirements For Students ages 16-22 Interest Bearing Account Earns a higher rate of interest for a higher minimum balance Use other bank accounts to waive minimum balance requirements
Free Winter Hill Bank ATM Access Free Free Free Free Free Free
ATM Transactions at non-WHB Locations2 Free $1.50 4 free per statement cycle $1.50 $1.50 8 free per statement cycle
Minimum Opening Balance $10 $10 $10 $100 $2000 $10
Monthly Maintenance Fee when balance falls below minimum N/A N/A N/A $10 $10 $12
Daily Combined Minimum Balance Requirement N/A N/A N/A N/A N/A $2500
Eligible Relationship Accounts N/A N/A N/A  N/A N/A Statement Sav.,Passbook Savings & MMDAs3
Interest Bearing N/A N/A N/A Yes Yes N/A
Minimum Balance to Earn Interest N/A N/A N/A $10 $10 N/A
Free Check Order Information N/A 1 Free WHB Specialty Check order annually N/A N/A 1st order of WHB Specialty Checks Free

1Criteria for surcharge refunds: Monthly, receive a direct deposit of at least $200, pay 3 bills online, and receive eStatements

2The host bank or independent ATM owner may charge fees.

3Federal Regulations permit up to 6 transfers or withdrawals by means of a preauthorized, automatic, or telephone transfer to another account of yours or to a third party by check, debit card or similar order to a third party during any statement cycle.

For additional conditions and fees relative to the above listed accounts please see our Truth in Savings Disclosure and Schedule of Fees.

Winter Hill Bank is a member of the SUM Network which means that you can use your ATM or Debit Card wherever the SUM symbol is displayed and surcharges will not be charged to your account.