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Savings Rates

Rates effective as of Thursday, December 13, 2018

 

Savings Accounts

Type of Account Interest Rate % Annual Percentage Yield
(APY)*
Minimum Balance
to Open Account & Obtain APY
Passbook/Statement/Club 0.10% 0.10% $10.00

Prestige Money Market Deposit Account1

Type of Account Interest Rate % Annual Percentage Yield
(APY)*
Minimum Balance
to Obtain APY
Prestige MMDA 0.25% 0.25% $3,000,000 and over
1.24% 1.25% $500,000 to $2,999,999.99
1.00% 1.00% $250,000 to $499,999.99
0.75% 0.75% $100,000 to $249,999.99
0.50% 0.50% $25,000 to $99,999.99
0.25% 0.25% $10 to $24,999.99

1Federal Regulations permit up to 6 transfers or withdrawals by means of a preauthorized, automatic, or telephone transfer to another account of yours or to a third party by check, debit card or similar order to a third party during any statement cycle. A $10.00 fee will apply for each transaction in excess of 6.

Consumer Checking & N.O.W. Accounts

Type of Account Interest Rate % Annual Percentage Yield
(APY)*
Minimum Balance
to Open Account
Minimum Balance
to Obtain APY
SmartChoice
Free Checking
0.00% 0.00% $10 N.A.
Classic NOW
Checking
0.10% 0.10% $100 $10
CustomPLUS
Relationship Checking
0.00% 0.00% $10 N.A.
StudentChoice
Free Checking
0.00% 0.00% $10 N.A.

 

Type of Account Interest Rate % Annual Percentage Yield
(APY)*
Minimum Balance
to Open Account & Obtain APY
Super NOW Checking 0.10% 0.10% $10 to $1,999.99
0.15% 0.15% $2,000 and over
IOLTA Super NOW
Checking
0.10% 0.10% $10 to $1,999.99
0.20% 0.20% $2,000 and over

Savings, Money Market Deposit Accounts, NOW Accounts, Super NOW Accounts and IOLTA Accounts are variable rate accounts and the rate can change without notice after account opening.

Certificates of Deposit

Rates effective as of Thursday, December 13, 2018

Type of Account Interest Rate % Annual Percentage Yield
(APY)*
Minimum Balance
to Open Account & Obtain APY
3 Month CD 0.15% 0.15% $500
6 or 9 Month CD
You Choose
0.25% 0.25% $500
11 Month CD2
Special Offer
1.98% 2.00% $500
12 Month CD .50% 0.50% $500
15 Month CD
Special Offer
2.57% 2.60% $500
18 Month CD 0.75% 0.75% $500
24 Month CD 1.79% 1.80% $500
36 Month CD
Special Offer
2.96% 3.00% $500
48 Month CD 1.74% 1.75% $500
60 Month CD 2.08% 2.10% $500
Statement IRA CD
(18 month)
1.64% 1.65% $500

2At maturity, the 11 month CD will automatically renew to a 12 month term at the then current rate unless instructed otherwise.

Certificate of Deposit rates are guaranteed for the term of the CD. Early withdrawal penalties may be imposed.

Passbook Money Market Deposit Account**

Type of Account Interest Rate % Annual Percentage Yield
(APY)*
Minimum Balance
to Obtain APY
Passbook MMDA 0.20% 0.20% $1,000 and over
0.05% 0.05% $10.00 to $999.99

*Fees and other restrictions may be applied and could reduce the earnings on these accounts.

**No longer offered.

 

For more information please contact our Customer Service Department at 800-444-4300.