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Savings, MMDA and CDs

Winter Hill Bank offers several types of savings account options to fit varying lifestyles, ages, account balances and savings needs. We are confident the savings selections available will help you grow financially and to save for that special event whether it is a new home, your child’s education, a dream car or your special day.

Earn competitive interest rates with the security of FDIC Insurance. View the Savings Rate page for our current rates.

Features Certificate of Deposit Christmas Club Kid’s Club Passbook
Savings
Prestige MMDA Statement Savings
Review this comparison chart to find your best savings account option.
 Account Highlights Earn higher rates of interest for a fixed term A great way to set aside money for the holidays A great way to start saving at a young age A simple way to start reaching your savings goals A tiered account where higher balances can earn higher rates A simple way to start reaching your savings goals
Minimum Opening Balance $500 $10 $1 $10 $2500 $10
Monthly Maintenance Fee when balance falls below minimum NA NA NA $1 $10 $1
Minimum Balance to Earn Interest $500 $10 $1 $10 $10 $10
Additional Features Variety of terms, Penalty for early withdrawal Checks mailed during October Passbook Account to keep track of transactions Track all your transactions in one convenient location See transaction limits below1 Access your funds at any ATM or use your debit card

1Federal Regulations permit up to 6 transfers or withdrawals by means of a preauthorized, automatic, or telephone transfer to another account of yours or to a third party by check, debit card or similar order to a third party during any statement cycle.

For additional conditions and fees relative to the above listed accounts please see our Truth in Savings Disclosure and Schedule of Fees.