Careers

Begin your career by becoming a part of the Winter Hill Bank organization. We look for candidates who want to be an important part of our institution, who want to build working relationships with co-workers and who are striving for a career path that will be challenging and rewarding.

Winter Hill Bank is a community bank and we are proud of our reputation as a successful financial institution. Every one of our employees plays a special role in our overall success which solidifies the fact that working together as a team means our efforts will continue to contribute to the success and growth of our organization which has been serving the community since 1906.

Our benefits package for full-time employees includes the following:

• Blue Cross/Blue Shield Group Medical Insurance
• Company Contribution to Health Reimbursement Account
• Flexible Spending Account and Dependent Care Account
• Blue Cross/Blue Shield Dental Blue Dental Insurance
• Company paid Defined Benefit Pension Plan
• Defined Contribution  401K Plan*
• Vacation, Sick and Holiday Pay*
• Company Paid Disability Insurance
• Company Paid Life Insurance
• Tuition Reimbursement Program
• Premium Conversion Plan (Section 125)
• Banking Services (Free or Reduced)*
• Free Parking

*These benefits are available for eligible part-time employees

Loan Processor

Position Summary:

This position processes 1-4 family real estate secured and consumer loans in conformance with regulatory requirements, and Bank, Secondary Market Investor & vendor guidelines, policies, and procedures.

Full-Time Hours: Monday through Friday 8:00am to 4:30pm

Loan Center, 337 Broadway, Somerville, MA 02145

Salary Range:

This position offers a salary range of $25.60 – $38.74 per hour. This is a good faith estimate at the time of posting. Final compensation will be based on the candidate’s qualifications, experience, education, alignment with the roles responsibilities, and that the range is not an offer or guarantee. In accordance with Massachusetts Pay Transparency Law, we are committed to fair, equitable and transparent compensation practices.

The Primary Responsibilities of this position include but are not limited to the following duties:

Primary Responsibilities:

1. Receives submitted loan applications from all origination conduits.  Ensures application package is complete and accurate, including all initial disclosures.
2. Inputs loan application or reviews previously submitted loan application data in Bank’s Loan Origination software system (LOS) &, if/as applicable, vendor software, within designated time frame, to ensure accuracy & initiate application processing.
3. Audits loan file documentation to confirm appropriate & accurate receipt and completion of any/all application documentation including appropriate signatures, dates and other relevant data.
4. Orders flood certifications, appraisal reports, title requests & if/as appropriate, credit reports.
5. Obtains all verification forms as necessary.
6. Tracks and ensures receipt of required documents.  Reviews all documentation, when/as received, to ensure accuracy and completeness, & updates loan data in LOS & vendor software systems.
7. Communicates loan statuses and related documentation deficiencies to applicants & loan interviewer/originator.
8. Works with applicants to complete pre-closing process in order to assure a timely closing.

Other Responsibilities Include:

1. Answers mortgage loan telephone inquiries regarding current mortgage applications in process.
2. Performs related clerical and administrative duties as may be assigned or requested.

Education & Experience:

• High school diploma
• One to two years’ experience in loan processing
• Good understanding of the Bank’s loan products and services
• Must be very detail oriented and demonstrate organizational, analytical and customer service skills
• Must have excellent verbal & written communication skills
• Ability to utilize various types of office equipment, including computer terminals
• PC Skills, and use of Microsoft Word, Excel. Loan Origination Software Encompass experience preferred

Contact Information for posted positions

Winter Hill Bank
342 Broadway
Somerville, MA 02145
Attention: Christina O’Kane
Fax number (617) 741-3525

For general information regarding employment at Winter Hill Bank or to submit your resume please click on the “Contact Us” button below.

Winter Hill Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws.

EOE/Veterans/Disabled

Other Information:

Physical/Work Conditions:
In the performance of respective tasks and duties, the employee is expected to successfully perform the essential functions of the position. Reasonable employee accommodations for physical or mental disabilities will be considered on a case-by-case basis. While performing duties the employee is required to sit, bend, walk, talk, hear, pull, push, lift up to 20 lbs. (Technology Generalist position, 60-65 lbs.), and may be required to work evenings and/or weekends, attend remote meetings and/or to travel.

Company Conformance:
In the performance of respective tasks and duties, the employee is expected to successfully perform quality work within deadlines with or without supervision, interact professionally with other employees, customers and vendors (if applicable); work independently and as a team while understanding the necessity for communicating and coordinating work efforts with other employees and organizations and act in the Bank’s best interests.

Bank Secrecy Act:
In the performance of respective tasks and duties, the employee is expected to maintain knowledge of and ensure compliance with Bank Secrecy Act regulations and all other regulatory, security and bank policies and procedures.

Privacy:
All personal and financial customer information will be maintained in compliance with laws and regulations designed to secure that privacy. It is expected that all bank employees will comply with the policies and procedures the bank has in place or face discipline up to and including termination of employment.

Employment:
This job description is not a contract for employment. The tasks stated are the general and ordinary duties of the position and may be subject to change at any time due to business needs, staffing issues, banking requirements, reasonable accommodation or other reasons. From time to time other duties, both related and unrelated to your job description, may be assigned and, therefore, required and nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.