Savings Rates
Rates effective as of Saturday, October 12, 2024
Savings Accounts
| Type of Account | Interest Rate % | Annual Percentage Yield (APY)* |
Minimum Balance to Open Account & Obtain APY |
|---|---|---|---|
| Passbook/Statement/Club | 0.05% | 0.05% | $10.00 |
Prestige Money Market Deposit Account1
| Type of Account | Interest Rate % | Annual Percentage Yield (APY)* |
Minimum Balance to Obtain APY |
|---|---|---|---|
| Prestige MMDA | 0.40% | 0.40% | $3,000,000 and over |
| 0.55% | 0.55% | $500,000 to $2,999,999.99 | |
| 0.55% | 0.55% | $250,000 to $499,999.99 | |
| 0.55% | 0.55% | $100,000 to $249,999.99 | |
| 0.40% | 0.40% | $25,000 to $99,999.99 | |
| 0.40% | 0.40% | $10 to $24,999.99 |
1Federal Regulations permit up to 6 transfers or withdrawals by means of a preauthorized, automatic, or telephone transfer to another account of yours or to a third party by check, debit card or similar order to a third party during any statement cycle. A $10.00 fee will apply for each transaction in excess of 6. The minimum check withdrawal amount is $250.00.
Consumer Checking & N.O.W. Accounts
| Type of Account | Interest Rate % | Annual Percentage Yield (APY)* |
Minimum Balance to Open Account |
Minimum Balance to Obtain APY |
|---|---|---|---|---|
| SmartChoice Free Checking |
0.00% | 0.00% | $10 | N.A. |
| Classic NOW Checking |
0.05% | 0.05% | $100 | $10 |
| CustomPLUS Relationship Checking |
0.00% | 0.00% | $10 | N.A. |
| StudentChoice Free Checking |
0.00% | 0.00% | $10 | N.A. |
| Type of Account | Interest Rate % | Annual Percentage Yield (APY)* |
Minimum Balance to Open Account & Obtain APY |
|---|---|---|---|
| Super NOW Checking | 0.05% | 0.05% | $10 to $1,999.99 |
| 0.10% | 0.10% | $2,000 and over | |
| IOLTA Super NOW Checking |
0.05% | 0.05% | $10 to $1,999.99 |
| 0.10% | 0.10% | $2,000 and over |
Savings, Money Market Deposit Accounts, NOW Accounts, Super NOW Accounts and IOLTA Accounts are variable rate accounts and the rate can change without notice after account opening.
Rates effective as of Saturday, October 12, 2024
Certificates of Deposit
| Type of Account | Interest Rate % | Annual Percentage Yield (APY)* |
Minimum Balance to Open Account & Obtain APY |
|---|---|---|---|
| 3 Months | 0.20% | 0.20% | $500 |
| 6 Months | 0.20% | 0.20% | $500 |
| CD Special 8 Months** |
4.41% | 4.50% | $500 |
| 9 Months | 0.20% | 0.20% | $500 |
| 12 Months | 0.25% | 0.25% | $500 |
| 15 Months | 0.30% | 0.30% | $500 |
| 18 Months | 0.35% | 0.35% | $500 |
| 24 Months | 0.45% | 0.45% | $500 |
| 36 Months | 0.55% | 0.55% | $500 |
| 48 Months | 0.65% | 0.65% | $500 |
| 60 Months | 0.75% | 0.75% | $500 |
| Statement IRA (18 month) |
0.40% | 0.40% | $500 |
Rates are guaranteed for the term of the CD. Early withdrawal penalties may be imposed.
Passbook Money Market Deposit Account***
| Type of Account | Interest Rate % | Annual Percentage Yield (APY)* |
Minimum Balance to Obtain APY |
|---|---|---|---|
| Passbook MMDA | 0.10% | 0.10% | $1,000 and over |
| 0.05% | 0.05% | $10.00 to $999.99 |
*Fees and other restrictions may be applied and could reduce the earnings on these accounts.
**At maturity the 8 month CD will automatically renew to a 9 month term at the then current rate stated unless instructed otherwise.
***No longer offered.
For more information please contact our Customer Service Department at 800-444-4300.
