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Debit Card and ATM Card

Winter Hill Bank now offers the convenience of getting a Mastercard® Debit Card instantly.

Whether you open a new account or need to replace a lost or damaged card, you will receive your new debit card before leaving the branch.

Debit Card – Have access to your funds 24-7 by using your Debit Card at ATM machines to make withdrawals or pay for purchases at any stores where Mastercard® is accepted.

  • No monthly or annual maintenance fees
  • No transaction fees on purchases

» Apply Now pdf-16  Print and Complete

Upon completion please forward your form to Winter Hill Bank using one of three methods:

Mail to:  Winter Hill Bank
Operations Department
371 Summer Street
Somerville, MA 02144

Fax to: 617-629-3327 or

Drop off: Bring the document into any one of our convenient branch locations and receive your card instantly

If you need to activate a new card call 800-472-3272.

To report a lost or stolen ATM or Debit Card after regular banking hours, call 800-554-8969.

For more information on travelling with your debit card, click here.

ATM Card – Your ATM card can be used for Point-of-Service (POS) transactions at gas stations, supermarkets, movie theaters, restaurants etc.