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Business Checking

Designed with YOU and Your Business in Mind

With every new business decision made, you seek to satisfy certain needs or goals. We get that. And since every business is different in size, scale and scope, we’re pleased to offer a full complement of checking solutions to suit a wide range of business needs. Let our business solutions specialists work with you to ensure the perfect fit.

We continue our commitment of providing you with Exceptional Service, Without Exception.

Features BusinessChoice
Business Value Checking Interest on Lawyer’s Trust Account (IOLTA)
Super NOW Checking
Account Highlights Ideal for most small businesses. Ideal for businesses that
conduct a large volume
of transactions
Interest-bearing account available for attorneys and law firms who maintain funds held in trust or escrow on behalf of a third party
Winter Hill Bank ATM Transactions Free Free Free
ATM Transactions at non-WHB Locations 1 $1.50 $1.50 $1.50
Minimum Opening Balance $50 $100 $10
Minimum Balance Required NA NA NA
Monthly Maintenance Fee NA $8 NA
Interest Bearing NA Earnings Credit -You will earn a credit on the average collected monthly balance to offset the monthly account fees 2 Variable Interest rate paid. Interest earned is sent directly to the Massachusetts IOLTA Committee
Paid Checks and ACH Items (per item) Free $0.16 NA
Electronic Debit or Credit (per item) Free $0.16 NA
Deposit (per transaction) Free $0.65 NA
Deposited Items (per item) Free $0.08 NA
Per Transaction fee 1st 750 Free, $0.75 thereafter NA NA

In addition to the above, the following features are available on all accounts listed

Business ATM/Debit Card, Online Banking, Online Wire Transfer 3, Bill Pay, eStatements & Online Check Images,
Mobile Banking, Mobile Deposit, Mobile Bill Pay, 24-hour Night Depository, and Download account activity to QuickBooks

1 The host bank or independent ATM owner may charge fees.

2 This credit applies only during the monthly statement period. The bank may change the earnings credit rate at its discretion.

3 A signed Online Wire Transfer Agreement must be signed by the account holder and kept on file at the bank.

For additional conditions and fees relative to the above listed accounts please see our Business Account Agreement and Schedule of Fees (Fees are subject to change).